Legal & Privacy

Zeneth Pro LLC · Last updated: April 2026
⚠ Bank Statement Zero-Retention Policy

Bank statements uploaded to Zeneth UW Suite are processed entirely in real-time memory and are never saved, logged, or stored on any server or database. Once analysis is complete, all document data is permanently discarded.

1. Who We Are

Zeneth Pro LLC ("Zeneth") operates the Zeneth Underwriting Suite at zeneth-uw.com. Contact: contact@zenethpro.com

2. What We Collect

We collect email address, name, and encrypted password on registration; usage data (business name, analysis type, verdict, score) stored in your history; and credit transaction records for billing. We do NOT collect bank account numbers, routing numbers, SSNs, full financial statements, or any PII about your clients.

3. Bank Statement Processing

All bank statement PDFs are transmitted directly to Anthropic's API for real-time analysis. They are never written to any Zeneth database. Only structured results (revenue figures, scores) are stored — never raw statements.

4. How We Use Your Data

To provide underwriting analysis services, maintain your account and analysis history, process credit purchases, and communicate service updates. We do not sell your data to third parties.

5. Data Retention

Analysis reports are available for 15 days then automatically expire. You may request full account deletion by emailing contact@zenethpro.com.

6. Security

All data is encrypted in transit (TLS 1.3) and at rest via Supabase with row-level security.

7. Your Rights

You may access, correct, or delete your account data at any time. Email contact@zenethpro.com. We respond within 30 days.

8. Contact

Zeneth Pro LLC · 2879 Paynes Prairie Circle, Kissimmee, FL 34743 · contact@zenethpro.com

1. Acceptance

By using Zeneth UW Suite you agree to these Terms. If you do not agree, do not use the platform.

2. AI Disclaimer

All analysis outputs are AI-generated for preliminary screening purposes only. They do not constitute a formal underwriting decision, lending commitment, or guarantee of funding. All results must be independently verified by a qualified financial professional before any funding decision is made.

3. Permitted Use

The platform is for internal use by licensed brokers, ISO shops, and underwriting professionals. You may not resell or sublicense access, use outputs for regulatory reporting without verification, or upload fraudulent documents.

4. Credits & Billing

Credits are non-refundable once used. Unused credits do not expire. Zeneth reserves the right to adjust credit pricing with 30 days notice.

5. Data Ownership

You retain ownership of all data you upload. We do not use your client data to train AI models.

6. Limitation of Liability

Zeneth Pro LLC's total liability shall not exceed the amount paid by you in the 3 months preceding any claim. We are not liable for indirect, incidental, or consequential damages.

7. Governing Law

These terms are governed by Florida law. Disputes shall be resolved in Osceola County, Florida.

8. Changes

We may update th